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How Much Does it Cost to Do an MS in the USA? A Complete Guide for Indian Students

Planning to study in the USA and wondering about the expenses involved? Don’t worry, Scholar Gypsy Study Abroad, the Top Study Abroad Consultancy in Kerala, has got you covered!

Pursuing a Master’s degree in the United States is a dream for many students, but it comes with a price tag. However, when planned well, you can manage your expenses smartly. As the Best Study Abroad Consultancy in Trivandrum, we’ll help you break down all the costs so you know exactly what to expect.

Let’s dive into the cost of doing an MS in the USA for Indian students – right from pre-departure expenses in India to living and tuition costs in the U.S.

Average Cost of MS in USA for Indian Students

The total cost to pursue MS in the USA can be around ₹42 – ₹47 lakhs or $50,000 – $55,000 per year. This includes:

  • Tuition Fees
  • Living Expenses

These two major components make up most of your total budget.

Detailed Cost Breakdown – From India to the USA

Here’s a breakdown of the major expenses:

ItemCost in USDCost in INR
GRE Exam$220₹22,550
TOEFL Exam$170₹16,900
University Applications$1,100₹81,400
Counselling (optional)$350₹30,000
Other Application Expenses$162₹12,000
VISA Fee$160₹11,840
SEVIS Fee$200₹14,800
One-way Flight Ticket$675₹50,000
Tuition Fee$40,000₹29 lakhs
Living Expenses (2 years)$15,000₹11 lakhs
Total$58,000₹42 lakhs

Pre-Arrival Costs: Expenses in India

1. GRE Exam

The GRE is the first step. It costs about ₹22,550. Some students may also retake it, which adds to the cost.

2. TOEFL Exam

This English language test is mandatory and costs around ₹16,900.

3. University Applications

Students usually apply to 10 universities. Application fees plus sending official scores cost about ₹81,400 in total.

4. Counselling & Documentation

Optional counselling services and application-related documentation (transcripts, affidavits, bank statements, courier charges) can total ₹42,000 or more.

5. Visa Process

To apply for a student visa (F-1), you’ll need to pay:

  • Visa Fee: ₹11,840
  • SEVIS Fee: ₹14,800

6. Flight Tickets

A one-way economy flight costs about ₹50,000, depending on the airline and time of booking.

Post-Arrival Costs: Expenses in the USA

1. Tuition Fee

This varies depending on the university and course, ranging between $30,000 to $75,000. On average, students pay about $40,000 (₹29 lakhs).

Here are some examples:

UniversityTuition Fee (USD)
MIT$28,000 – $75,000
Stanford University$35,000 – $70,000
Harvard University$30,000 – $60,000
University of Chicago$40,000 – $60,000
Princeton University$56,000 – $58,000

Tip: You can reduce this cost by applying for scholarships, research assistantships, or student loans.

2. Living Expenses

Living expenses depend on your location, housing setup, and lifestyle. Cities like New York, Boston, and California are more expensive.

On average, you’ll spend between $500 to $1,100 per month, totaling around $15,000 (₹11 lakhs) for two years.

Money-Saving Tips:

  • Share accommodation
  • Use public transport
  • Cook at home
  • Apply for part-time jobs or assistantships

Quick Summary of MS in USA Cost

  • Application and exam expenses in India: ₹1.5 – ₹2 lakhs
  • Visa, SEVIS, Flight: ₹76,000+
  • Tuition Fee: ₹29 lakhs (approx.)
  • Living Costs: ₹11 lakhs (approx.)
  • Total Estimated Cost: ₹42 – ₹47 lakhs

Scholar Gypsy Study Abroad – Your Trusted Guide

Still confused about managing the cost of your MS in the USA? Don’t worry — Scholar Gypsy Study Abroad is here to guide you at every step.

As the Best Overseas Consultancy in Kerala, we help you:
✅ Choose the right universities
✅ Prepare for GRE/TOEFL
✅ Assist with applications and SOPs
✅ Find scholarships and student loans
✅ Handle visa documentation and interview preparation
✅ Get you ready for life abroad

From pre-departure prep to post-arrival support, Scholar Gypsy Study Abroad – the Best Study Abroad Consultancy in Trivandrum – ensures your dream to study in the USA becomes a reality.

Contact us today and let’s get started on your journey to success!

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